FinCalc

Privacy Policy

Last updated: June 22, 2026

1. Who We Are

FinCalc ("we," "us," or "our") operates the website getfincalc.com (the "Site"). We provide free online financial calculators for educational and informational purposes. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site.

2. Information We Collect

2.1 Information You Provide

We do not require you to create an account or provide personal information to use our calculators. All calculations are performed locally in your browser. We do not transmit, store, or have access to any financial data you enter into our tools.

2.2 Automatically Collected Information

When you visit the Site, we may automatically collect:

  • Device & browser information — browser type and version, operating system, device type, and screen resolution.
  • Usage data — pages visited, time spent on each page, referring URL, and click patterns.
  • IP address — used for approximate geographic location (country/region level) and security purposes. We do not store full IP addresses long-term.

2.3 Exchange Rate Data

Our Currency Converter fetches real-time exchange rates from a third-party API (ExchangeRate-API). This request includes the selected currency pair but no personal information. Rate data is cached in your browser's session storage for performance.

3. Cookies & Similar Technologies

We use cookies and local storage to enhance your experience. You can manage your preferences at any time through our cookie settings panel.

3.1 Strictly Necessary

These cannot be disabled as they are essential for the Site to function:

  • Theme preference (localStorage: theme) — remembers your light/dark mode choice.
  • Cookie consent (localStorage: fincalc_cookie_consent) — stores your cookie preferences.

3.2 Analytics Cookies

With your consent, we use Google Analytics to understand how visitors use our Site. These cookies collect information in an aggregated, anonymous form. Data collected includes pages viewed, session duration, and general geographic location.

3.3 Advertising Cookies

With your consent, we use Google AdSense to display advertisements. These cookies may be used to serve ads based on your prior visits to this or other websites. Google's advertising cookies enable it and its partners to serve ads based on browsing patterns.

  • Provider: Google LLC
  • Purpose: Display relevant advertisements and measure ad performance
  • Opt-out: Google Ads Settings

4. How We Use Your Information

We use the collected information to:

  • Operate and maintain the Site
  • Analyze usage patterns to improve our calculators and content
  • Display advertisements (with your consent)
  • Detect and prevent abuse, fraud, or security threats
  • Comply with legal obligations

5. Third-Party Services

We share data with the following third parties:

We do not sell, rent, or trade your personal information to any third party.

6. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your data:

Under GDPR (European Economic Area)

  • Right of access — request a copy of any personal data we hold about you.
  • Right to rectification — request correction of inaccurate data.
  • Right to erasure — request deletion of your data.
  • Right to restrict processing — request limited use of your data.
  • Right to data portability — receive your data in a structured, machine-readable format.
  • Right to object — object to data processing based on legitimate interests.
  • Right to withdraw consent — withdraw consent at any time through the cookie settings panel.

Under CCPA (California, USA)

  • Right to know — what personal information is collected and how it is used.
  • Right to delete — request deletion of personal information.
  • Right to opt-out — opt out of the sale of personal information. We do not sell personal information.
  • Right to non-discrimination — equal service regardless of privacy choices.

To exercise any of these rights, contact us at privacy@getfincalc.com. We will respond within 30 days.

7. Data Retention

We retain automatically collected analytics data for up to 26 months. Cookie consent preferences are stored indefinitely in your browser's local storage and can be cleared at any time by resetting your browser data or using the cookie settings panel on our Site.

8. Data Security

We implement industry-standard security measures to protect your information, including:

  • HTTPS encryption for all data in transit
  • Content Security Policy (CSP) headers to prevent XSS attacks
  • HTTP Strict Transport Security (HSTS)
  • Input sanitization on all user-facing forms
  • No server-side storage of financial calculation data

While we strive to protect your information, no method of transmission over the Internet is 100% secure.

9. Children's Privacy

Our Site is not directed to children under 16. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us and we will delete it promptly.

10. International Data Transfers

Our Site is hosted in the United States. If you are visiting from the European Economic Area or other jurisdictions with data protection laws, please note that your data may be transferred to and processed in the United States. By using our Site, you consent to this transfer. We rely on Standard Contractual Clauses and adequacy decisions where applicable to ensure appropriate safeguards.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the Site after changes constitutes acceptance of the revised policy. For significant changes, we will provide a prominent notice on the Site.

12. Contact Us

If you have questions about this Privacy Policy or wish to exercise your data rights, contact us at: