Terms of Use

1. Acceptance of Terms

By accessing or using FinCalc ("the Site"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use the Site. We reserve the right to modify these terms at any time, and your continued use after changes constitutes acceptance of the updated terms.

2. Financial Disclaimer

FinCalc is an educational and informational tool only. Nothing on this Site constitutes financial, investment, tax, or legal advice.

The calculators, projections, estimates, and information provided on this Site are intended for general educational purposes. They should not be relied upon as the sole basis for any financial decision. Results are estimates based on the inputs you provide and simplified mathematical models — actual outcomes will vary based on market conditions, fees, taxes, individual circumstances, and other factors not accounted for in our tools.

Always consult a qualified financial advisor, accountant, or other appropriate professional before making financial decisions. We are not licensed financial advisors, and use of this Site does not create a professional-client relationship.

3. Accuracy of Information

We strive to ensure the accuracy of our calculators and content, but we make no guarantees that:

• Calculations are free from errors or bugs
• Exchange rates, market data, or other third-party information is current, complete, or accurate
• Results reflect your actual financial situation or outcomes
• Content is up to date with current tax laws, regulations, or financial products

If you discover an error in any calculator, please report it to contact@getfincalc.com and we will investigate promptly.

4. Limitation of Liability

To the fullest extent permitted by applicable law, FinCalc and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of, or inability to use, the Site
• Any errors, inaccuracies, or omissions in calculator results or content
• Financial decisions made based on information obtained from the Site
• Unauthorized access to or alteration of your data or transmissions
• Any third-party content, services, or links accessed through the Site

This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise), even if we have been advised of the possibility of such damages.

5. No Warranty

The Site and all content, tools, and services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

6. Acceptable Use

You agree not to:

• Use the Site for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to any part of the Site or its systems
• Introduce viruses, malware, or other harmful code
• Use automated systems (bots, scrapers) to access the Site in a manner that exceeds reasonable use
• Reproduce, duplicate, copy, sell, or exploit any portion of the Site for commercial purposes without express written permission
• Interfere with or disrupt the integrity or performance of the Site

7. Intellectual Property

All content on the Site — including text, graphics, logos, icons, images, calculator designs, and software — is the property of FinCalc or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.

You may use the Site for personal, non-commercial purposes. You may share links to our calculators and pages. You may not reproduce, modify, distribute, or create derivative works from our content without prior written consent.

8. Third-Party Links & Services

The Site may contain links to third-party websites, advertisements, or services that are not owned or controlled by FinCalc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites. Clicking on third-party links or ads is at your own risk.

9. Indemnification

You agree to indemnify and hold harmless FinCalc, its operators, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of your use of the Site, violation of these terms, or infringement of any third-party rights.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these terms or your use of the Site shall be resolved in the appropriate courts of the jurisdiction in which the Site operator resides.

11. Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

12. Contact

If you have questions about these Terms of Use, contact us at:

• Email: contact@getfincalc.com